Terms and Conditions

By using the Web pages hosted by ECS Financial and their respective divisions and subsidiaries, you agree to all of the terms and conditions outlined herein. If you do not agree with these Conditions of Use, please do not use the ECS Financial Web site. ECS Financial reserves the right to change these Conditions of Use at any time by posting revised Conditions of Use on the ECS Financial Web site.

Privacy 

Please review our Privacy Policy. This policy provides additional information of which you should be aware when visiting the ECS Financial Web site, including our policies for the collection, use and dissemination of personal and technical information.

Comments and Communications

Visitors may, from time to time, be given the opportunity to post suggestions, ideas, comments, testimonials, questions, or other information on the ECS Financial Web site. It is the responsibility of the individual providing such content to assure that no portion of the content is illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam." You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead anyone as to the origin of the communication or content.

Other Sites

The ECS Financial Conditions of Use are not intended to govern any third-party sites, including any third-party sites that may, from time to time, be linked to the ECS Financial Web site. We do not monitor, make any representation with respect to or assume any liability with respect to any third-party sites, including, without limitation, or any products or services that are advertised or available for purchase through such third-party sites. We are not responsible, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any third-party content, products or services.

Map and Directory Services

Driving directions, business listings and maps are provided by various internet map services. Neither ECS Financial nor the providers make any representations or guarantees as to the accuracy of any information or assume any liability or responsibility for any loss or damage arising out of inaccurate or incomplete information. For instructions on how to update, change, remove or correct any business listing information for yourself or your company, please visit the map providers Web site.

Limitation and Liability 

ECS Financial shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if ECS Financial has been advised of the possibility of such damages), resulting from: (i) your use or inability to use the Web site; (ii) unauthorized access to or alteration of your transmissions or data; (iii) statement or conduct or any third party on the Web site; or (iv) any other matter relating to the Web site.

Controlling Law - Venue and Jurisdiction 

The ECS Financial Web site is controlled and operated by ECS Financial in the United States and is intended for use within the United States. ECS Financial makes no representation that materials on these pages are appropriate or available for use in other locations. Those who choose to access these pages from other locations do so on their own initiative and are responsible for compliance with local laws. By visiting the ECS Financial Web site, you agree that the laws of the state of Illinois, without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any nature that may arise between you and ECS Financial in connection with this Web site and the content thereof.

You and ECS Financial agree to submit to the personal and exclusive jurisdiction of the courts located within the county of Cook, state of Illinois. If any provision of these Conditions of Use is found by a court to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in this provision, and the other provisions of these Conditions of Use shall remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Web site or these Conditions of Use must be filed within one (1) year after such claim or cause of action arose or be forever barred.

Disclaimer 

Information on this web site may contain inaccuracies or typographical errors. Information may be changed or updated without notice. This web site does not constitute an offer or contract.

ECS Financial makes no representations whatsoever about other web sites which you may access through this one. When you access a non-ECS Financial web site, please understand that it is independent from ECS Financial, and that ECS Financial has no control over the content on that web site. In addition, a link to a non-ECS Financial web site does not mean that ECS Financial endorses or accepts any responsibility for the content, use, or products and services made available through such web site.

In no event will ECS Financial be liable to any party for any direct, indirect, special or other consequential damages for any use of this web site, or any other hyperlinked web site, including, without limitation, any lost profits, business interruption, loss of programs or other data or otherwise, even if we are expressly advised of the possibility of such damages.

Information on this web site is provided "as-is" without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Some jurisdictions do not allow the exclusions of implied warranties, so the above exclusion may not apply to you.

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