Action Required: IRS Refunds Going Fully Digital by Fall 2025
- Karen Tworek, CPA, CLFP, Principal
- Oct 1
- 1 min read
Earlier this year, President Trump signed Executive Order 14247, requiring all payments to and from the federal government to be made electronically—with very few exceptions. As a result, the IRS will be phasing out paper refund checks starting September 30, 2025. This also affects payments from agencies like the Social Security Administration,
What You Need to Know:
Paper refund checks are ending. Any tax return filed after September 30, 2025, must include direct deposit information or risk refund delays.
Payments may need to be electronic too. The IRS could soon stop accepting paper checks for payments as well. If so, mailed payments could be rejected, potentially triggering penalties or interest. If you are making Fourth Quarter estimated payments, be sure to do so electronically.
What You Should Do Now:
Ensure your banking information is included on all future tax filings.
Get comfortable using the IRS payment portal to submit payments electronically. You can find the portal here: https://www.irs.gov/payments/direct-pay-with-bank-account
Note: Taxpayers who file electronically and choose direct deposit typically receive their refunds in under 21 days. In contrast, paper checks may take six weeks or longer.
Need Help? ECS Is Here.
We’re staying on top of these changes and can help you prepare for a fully electronic tax refund and payment process. Whether you’re filing individually or on behalf of a business, let’s ensure you’re compliant and ready.
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