2025 Long-Term Capital Gains Tax Rates
- Vi Nguyen, CPA, Supervisor
- Jul 11, 2025
- 1 min read
The IRS has released the 2025 long-term capital gains tax brackets, which apply to the sale of capital assets held for more than one year. These rates are tied to your taxable income and filing status, and remain at 0%, 15%, and 20% — with inflation-adjusted thresholds.
Here’s a breakdown of the 2025 capital gains rates:
Single | Married Filing Separately | Head of Household | Married Filing Jointly | |
0% | Up to $48,350 | Up to $48,350 | Up to $64,750 | Up to $96,700 |
15% | $48,351 – $533,400 | $48,351 – $300,000 | $64,751 – $566,700 | $96,701 – $600,050 |
20% | Over $533,400 | Over $300,000 | Over $566,700 | Over $600,050 |
These thresholds are especially important for taxpayers planning asset sales, real estate transactions, or stock options. Thoughtful timing and income planning can help minimize your tax exposure.
ECS Financial Services can help you evaluate timing strategies and minimize capital gains tax impact.
