2025 Federal Income Tax Brackets & Marginal Rates

The IRS has released the 2025 federal income tax brackets, and while the top marginal tax rate remains at 37%, other income thresholds have been adjusted for inflation.

Here’s a quick breakdown of the 2025 tax brackets for individuals and married couples filing jointly:

Tax Rate	Single Filers	Married Filing Jointly
37%	Over $626,350	Over $751,600
35%	Over $250,525	Over $501,050
32%	Over $197,300	Over $394,600
24%	Over $103,350	Over $206,700
22%	Over $48,475	Over $96,950
12%	Over $11,925	Over $23,850
10%	Up to $11,925	Up to $23,850

What does this mean for you?

These brackets affect how much federal income tax is withheld and owed, and may inform decisions like withholding adjustments, retirement contributions, or year-end tax strategies.

Contact a member of our team to help you plan!