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Personal Finance: Are Children Learning Enough?

New research shows that children who learn about personal finances early on are better at handling their money as adults. A study by the Federal Reserve showed that when kids are taught in school about personal finance, they tend to develop better personal finance habits and have higher credit scores in adulthood. This is certainly understandable given how little knowledge and experience many young adults have when it comes to budgeting their expenses and the benefits of saving early. Young adults are most likely unaware how credit cards really work, where paying only the minimum payments on credit cards will end up ultimately accruing substantial interest charges and taking several years to

It's All Just Reporting, Right?

Compilation … review … audit … standalone financial statement preparation … it’s all just reporting, right? Not by far, assures ECS Financial's Nancy Geary. We often receive inquiries regarding the various levels of financial statement presentation and attestation services pro vided by Certified Public Accountants. Companies we speak with think they need or want one or another level of service without really understanding what is included at each level, and what is really appropriate for their needs. First, it is helpful to explain a few terms that apply to all levels of service: Generally Accepted Accounting Principles (GAAP) – The standard accounting rules, regulations, and procedures used

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Nancy Geary

(847) 897-1715
Ngeary@ecsfinancial.com

Sam Oliva

(847) 897-1757

Soliva@ecsfinancial.com

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